Abstract
Emerging technology-driven innovations in the insurance industry is a trend of recent years. ‘InsurTech’ is the portmanteau describing this phenomenon. Insurance intermediaries are the main distributors of the insurance contracts and several digital intermediaries are already operating with InsurTech. The European Union legal framework on insurance distribution mainly consists of the Insurance Distribution Directive, which came into force a few months ago. However, the Insurance Distribution Directive does not provide standards specifically dictated to these intermediaries. The paper aims to verify, despite this shortcoming, whether and how the recent discipline applies to digital intermediaries.
| Original language | English |
|---|---|
| Pages (from-to) | 294-315 |
| Number of pages | 22 |
| Journal | Maastricht Journal of European and Comparative Law |
| Volume | 26 |
| Issue number | 2 |
| DOIs | |
| Publication status | Published - 1 Apr 2019 |
| Externally published | Yes |
UN SDGs
This output contributes to the following UN Sustainable Development Goals (SDGs)
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SDG 9 Industry, Innovation, and Infrastructure
Keywords
- Comparison websites
- Digital intermediaries
- European insurance markets
- Insurance distribution
- Insurance Distribution Directive (IDD)
- Insurance intermediaries
- Peer-to-peer insurance
- Robo-advice
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